Our California personal injury lawyers recently settled an Indio car accident injury case for one hundred thousand dollars. In this claim, our client had very low medical bills and the insurance company attempted to claim that it was a minor rear end accident. The insurance company based its arguement on the low property damage repair amount. We successfully argued that our client had a prior surgery and his condition was aggravated by this collision.
The party who hit our client only had $15,000 in insurance coverage, which is the minimum amount allowed by law in California. First, we did a policy limits demand and we were able to obtain the $15,000 policy limits from the other party. After that, we opened an underinsured motorist claim with our own client’s insurance company. We were then able to obtain the additional $85,000 maximum amount from our client’s coverage, as our client had $100,000 in uninsured motorist coverage and there is a write off for the $15,000 already obtained from the other party’s insurance.