# Uninsured and Underinsured Motorist Claims After a Hit-and-Run in the San Fernando Valley
*This article is for informational purposes only and is not legal advice. For advice about your specific situation, contact the Law Offices of Gary K. Walch, A Law Corporation directly.*
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Hit-and-run crashes are far too common in the **San Fernando Valley**. You may be rear-ended at a light in Woodland Hills or sideswiped on the freeway, only to watch the other driver speed away. When the at-fault driver can’t be found or has no insurance, your own **uninsured/underinsured motorist (UM/UIM)** coverage may be the key to getting compensated.
The **Law Offices of Gary K. Walch, A Law Corporation** is a California personal injury law firm that helps injured people throughout the Valley and greater Los Angeles use their UM/UIM coverage after hit-and-run or low-insurance crashes.
## How UM/UIM Coverage Helps After a Hit-and-Run
If the driver who hit you flees the scene or has little or no insurance, your UM/UIM coverage can:
– Stand in for the at-fault driver’s liability insurance
– Help pay for medical bills and future treatment
– Cover lost income if you can’t work
– Provide compensation for pain and suffering
Each policy is different, and there may be strict requirements for reporting the crash to police and your insurer.
## Steps to Take After a Hit-and-Run in the Valley
1. **Call 911** and report the accident to law enforcement.
2. **Seek medical care** right away, even if symptoms seem mild.
3. **Notify your insurer** that you were in a hit-and-run, but be careful about detailed statements before speaking to a lawyer.
4. **Write down everything you remember** about the other vehicle (color, make, plate digits, direction of travel).
This information can help both the police and your attorney evaluate your claim.
## How the Law Offices of Gary K. Walch, A Law Corporation Can Help
In a UM/UIM claim, your own insurance company often becomes the opposing party. **Walch Law** can:
– Review your policy and explain your coverage
– Gather medical documentation and proof of your losses
– Communicate with your insurer and negotiate for a fair settlement
– File a lawsuit if necessary to pursue the compensation you deserve
If you were hurt in a hit-and-run or by an uninsured driver in the **San Fernando Valley or anywhere in Southern California**, the **Law Offices of Gary K. Walch, A Law Corporation** can help protect your rights.
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## Frequently Asked Questions
**Q: Do I have a UM claim if I don’t know anything about the hit-and-run driver?**
**A:** You may, as long as your policy requirements are met, such as timely reporting to police and your insurer. A lawyer can review your policy and the facts to determine whether a UM claim is available.
**Q: Is my insurance company required to offer me a fair settlement automatically?**
**A:** No. Even in UM/UIM claims, insurers may challenge fault, argue your injuries are minor, or dispute your damages. An attorney can help push back and present evidence supporting your claim.
**Q: How does the Law Offices of Gary K. Walch, A Law Corporation get paid in UM/UIM cases?**
**A:** Walch Law typically works on a contingency fee basis, meaning you don’t pay attorney’s fees up front and only owe fees if the firm successfully recovers money for you.