We are investigating allegations of bad faith insurance practices and conduct by UNUM Insurance, also known as UNUM Provident Insurance, including allegations of UNUM conducting biased investigations in order to deny benefits to its own insureds.
Insurance bad faith refers to a claim that insureds and sometimes others may bring against their own insurer for the insurance company's bad actions and wrongful conduct, including wrongfully denying claims, delaying payments and communications, and unreasonable and improper investigation practices and tactics.
We are informed that UNUM is one insurer with a history of complaints made against it for bad faith handling of claims, including disability claims.
The UNUM web site states, "Unum is a leading provider of financial protection benefits in the United States and the United Kingdom. Unum's employee benefits portfolio includes disability, life, accident and critical illness insurance, which help protect millions of working people and their families in the event of illness or injury."
However, research into UNUM has revealed numerous allegations and complaints of bad faith insurance practices, including the following allegations:
There have been thousands of bad faith claims and denials of coverage;
UNUM has agreed to pay fines to the insurance commissions of 48 states due to reports of bad faith insurance practices;
UNUM has agreed to re-open over 200,000 cases where they denied coverage to their own policyholders;
In California, UNUM has been accused of using false medical records to give less benefits, misrepresenting aspects of insurance policies, and conducting bias investigations in order to deny benefits to its own insureds.
For more information on the above allegations and complaints, please see OnlineLawyerSource.
These are serious allegations of bad faith practices and wrongful conduct by UNUM. If you have any knowledge about any of the above-mentioned bad faith allegations, please contact us.
In addition, if you have been, or anyone you know has ever been, the victim of any bad faith, wrongful or unfair insurance practices by UNUM, including UNUM conducting biased investigations in order to deny benefits, including releasing private information about their insureds, or if you have any knowledge or information about any of these allegations, then please contact our offices at:
Robert Walch, Esq.
Gary K. Walch, A Law Corporation
Local: 818.222.3400 (after hours, please dial 1)
Toll free: 866 INJURY 2 (after hours, please dial 1)
Thank you for your assistance.